Building a unique identity around customized and accessible innovative products. We aim at being ahead of customers’ evolving needs. For us, innovation means simplicity, convenience and affordability.

Service excellence has become a cliché. First Midland Finance seeks to differentiate itself by becoming a symbol of service excellence in the banking sector through simple everyday gestures to make our customers feel respected and appreciated. The foundation for First Midland’s service excellence is Internal Customer Service which is reflected by Service Level Agreements and the concept of “switch to customer delight”.

We take responsibility for our actions and inactions. At First Midland, staff place emphasis on self-responsibility, knowing that the customer is their first priority. Our corporate social responsibility objective has four main pillars namely, Economic, Employee, Civic and Environmental. We aim at being a good corporate citizen bringing mutual benefit to all our stakeholders.


To be the number one bank for entrepreneurs’ development Worldwide, creating value for customers, employees, communities and shareholders.


To provide rapid and exceptional banking services to clients through competent employees, extensive delivery channels and technology.

Core Values

Godliness & Integrity

Building trust through Godly attitudes and unconditional ethical behaviour at all levels of the bank.


Cultivating an environment of interdependence from the best “Human Resources” at First Midland. Our success involves recognising the need to work and help each other to achieve a common goal.

  • PRIORITY INDIVIDUAL ACCOUNT Non-interest bearing current account designed for individuals and their families FEATURES AND BENEFITS ● Dedicated client relationship officer ● Access to E-banking bouquet (SMS Alerts, Mobile Banking, Internet Banking) ● Same-day value for cheques from reputable institutions ● Zero COT on account ● Flat monthly maintenance fee REQUIREMENTS ● A valid national ID (Passport, Voter's ID, Driver's license, National ID) of account signatory(ies) ● Two passport size pictures of account signatory (ies).
  • Flexible banking every day, everywhere FEATURES AND BENEFITS • Access to E-banking bouquet (SMS Alerts, Mobile Banking, Internet Banking, E-statement, E-Alert, Peoples Card) • Maintain a minimum account balance of $ 100.00 REQUIREMENTS • A valid national ID (Passport, Voter's ID, Driver's license, National ID) of the signatory to the account • Two passport size pictures of the signatory to the account. • Sketch of direction to the place of work and residence and/or utility bill to confirm the place of work/place of residence.
  • Secure investment, great returns Investment account with a fixed duration for Small, Medium and Corporate customers. Suitable for businesses with funds for investment over a specified period of time. FEATURES • Minimum investment of $ 5,000.00. • Interest roll over option available. BENEFITS • Maturities of 3, 6 and 12 months available. • Competitive interest rates. REQUIREMENTS • No need for an operational account (it is optional but staff must encourage clients to open accounts) • Completed FD application form.
  • Rapid solutions to solve short-term liquidity needs Temporary Overdraft and same day value for cheques to meet short-term liquidity needs. FEATURES AND BENEFITS ● Competitive interest rates ● Facility amount is based on active account turnover ● Approval within 24 hours ● Repayment within 14 days ● Same day value for cheques from reputable institutions REQUIREMENTS ● 100% account turnover with Peoples Bank International ● Complete credit application form
  • Loan to meet your personal needs Loan for salary earners to meet personal and family needs. FEATURES • Offer letter within 5 working days BENEFITS • Competitive interest rates • Flexible payment terms REQUIREMENTS • Completed application form • Open a current account with us • Channel your salary through the account • Pay slips for last 3 months • Guarantor and/or collateral • Last 6 months bank statement • Letter of undertaking endorsed by your employer