First Midland Financial Services has extensive and in-depth knowledge and understanding of the financial needs of businesses, families and individuals.


This background is the foundation of our business philosophy, human resource management philosophy and our approach to customer service. Our goal is to ensure that every customer experience anywhere, at any time is memorable.

Our banking exceptional services are delivered to customers in a rapid and exceptional manner across our branch network, E-Banking and alternative channel platforms.

As one of the fastest-growing banks, we are dedicated to growing the next generation of entrepreneurs through our simple and affordable products and services provided by our professional staff

Brand Promise

Our philosophy is hinged on our brand promise “rapid banking, exceptional service”. This has been carefully chosen from extensive research and insights into the needs of the bank’s customers. The goal is to ensure that any customer who does business with First Midland receives quick and exceptional service. We use highly trained, motivated and satisfied employees together with user-friendly technology to ensure this happens. Our philosophy resonates through our mission, vision and core values which serve as strong pillars for our business.

  • PRIORITY INDIVIDUAL ACCOUNT Non-interest bearing current account designed for individuals and their families FEATURES AND BENEFITS ● Dedicated client relationship officer ● Access to E-banking bouquet (SMS Alerts, Mobile Banking, Internet Banking) ● Same-day value for cheques from reputable institutions ● Zero COT on account ● Flat monthly maintenance fee REQUIREMENTS ● A valid national ID (Passport, Voter's ID, Driver's license, National ID) of account signatory(ies) ● Two passport size pictures of account signatory (ies).
  • Flexible banking every day, everywhere FEATURES AND BENEFITS • Access to E-banking bouquet (SMS Alerts, Mobile Banking, Internet Banking, E-statement, E-Alert, Peoples Card) • Maintain a minimum account balance of $ 100.00 REQUIREMENTS • A valid national ID (Passport, Voter's ID, Driver's license, National ID) of the signatory to the account • Two passport size pictures of the signatory to the account. • Sketch of direction to the place of work and residence and/or utility bill to confirm the place of work/place of residence.
  • Secure investment, great returns Investment account with a fixed duration for Small, Medium and Corporate customers. Suitable for businesses with funds for investment over a specified period of time. FEATURES • Minimum investment of $ 5,000.00. • Interest roll over option available. BENEFITS • Maturities of 3, 6 and 12 months available. • Competitive interest rates. REQUIREMENTS • No need for an operational account (it is optional but staff must encourage clients to open accounts) • Completed FD application form.
  • Rapid solutions to solve short-term liquidity needs Temporary Overdraft and same day value for cheques to meet short-term liquidity needs. FEATURES AND BENEFITS ● Competitive interest rates ● Facility amount is based on active account turnover ● Approval within 24 hours ● Repayment within 14 days ● Same day value for cheques from reputable institutions REQUIREMENTS ● 100% account turnover with Peoples Bank International ● Complete credit application form
  • Loan to meet your personal needs Loan for salary earners to meet personal and family needs. FEATURES • Offer letter within 5 working days BENEFITS • Competitive interest rates • Flexible payment terms REQUIREMENTS • Completed application form • Open a current account with us • Channel your salary through the account • Pay slips for last 3 months • Guarantor and/or collateral • Last 6 months bank statement • Letter of undertaking endorsed by your employer