At First Midland Financial Services, we place emphasis on the quality and speed of service delivery. In our banking operations, we focus on providing tailored products and services to our Corporate and Business Banking clients.

We aim at becoming the most committed bank to Entrepreneurs running Small, Medium and Corporate Businesses and to be clearly recognized for that position. We support our customers with collections and account management services, structured credit facilities, transaction banking services (including e-banking), capacity building and advisory services.

Each SME and Corporate client gets a relationship manager whose goal is to provide exceptional banking services at all times.

  • PRIORITY INDIVIDUAL ACCOUNT Non-interest bearing current account designed for individuals and their families FEATURES AND BENEFITS ● Dedicated client relationship officer ● Access to E-banking bouquet (SMS Alerts, Mobile Banking, Internet Banking) ● Same-day value for cheques from reputable institutions ● Zero COT on account ● Flat monthly maintenance fee REQUIREMENTS ● A valid national ID (Passport, Voter's ID, Driver's license, National ID) of account signatory(ies) ● Two passport size pictures of account signatory (ies).
  • Flexible banking every day, everywhere FEATURES AND BENEFITS • Access to E-banking bouquet (SMS Alerts, Mobile Banking, Internet Banking, E-statement, E-Alert, Peoples Card) • Maintain a minimum account balance of $ 100.00 REQUIREMENTS • A valid national ID (Passport, Voter's ID, Driver's license, National ID) of the signatory to the account • Two passport size pictures of the signatory to the account. • Sketch of direction to the place of work and residence and/or utility bill to confirm the place of work/place of residence.
  • Secure investment, great returns Investment account with a fixed duration for Small, Medium and Corporate customers. Suitable for businesses with funds for investment over a specified period of time. FEATURES • Minimum investment of $ 5,000.00. • Interest roll over option available. BENEFITS • Maturities of 3, 6 and 12 months available. • Competitive interest rates. REQUIREMENTS • No need for an operational account (it is optional but staff must encourage clients to open accounts) • Completed FD application form.
  • Rapid solutions to solve short-term liquidity needs Temporary Overdraft and same day value for cheques to meet short-term liquidity needs. FEATURES AND BENEFITS ● Competitive interest rates ● Facility amount is based on active account turnover ● Approval within 24 hours ● Repayment within 14 days ● Same day value for cheques from reputable institutions REQUIREMENTS ● 100% account turnover with Peoples Bank International ● Complete credit application form
  • Loan to meet your personal needs Loan for salary earners to meet personal and family needs. FEATURES • Offer letter within 5 working days BENEFITS • Competitive interest rates • Flexible payment terms REQUIREMENTS • Completed application form • Open a current account with us • Channel your salary through the account • Pay slips for last 3 months • Guarantor and/or collateral • Last 6 months bank statement • Letter of undertaking endorsed by your employer